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A4TE's Trans Health Project

Working for Transgender Equal Rights
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  • Current: State Health Insurance Laws and Guidance

State Health Insurance Laws and Guidance

Many states prohibit health insurance plans from denying coverage for health care simply because it is transgender-related. In most cases, this means that explicit exclusions for transgender health care are prohibited in these jurisdictions. To learn about these state health insurance laws, see the Movement Advancement Project’s interactive map.

These protections will not apply to all health plans in a given state. See our Trans Health Insurance Tutorial section on Understanding Your Plan for more details.

The Trans Health Project historically compiled information on state laws and guidance prohibiting transgender-related health insurance discrimination. Below is an archive of past state insurance policies compiled by the Trans Health Project. Please see the time stamp at the bottom of each page to see when the information was last updated.


  • All States
  • States With Explicit Guidance
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